Refunds & Reversals

Understand Ozow Refunds and Reversals

Learn how reversed or refunded Ozow deposits are handled and when funds return to your bank.

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Ozow Refunds & Reversals

An Ozow refund goes back to the same bank account you paid from. Ozow processes refunds in set batches on weekdays, so the timing is predictable — but a refund requested late in the day, or over a weekend, has to wait for the next batch. The wait is normal, not lost money. Here is exactly how the timing works.

When refunds are processed

Ozow processes refunds in batches on weekdays only, at 09h00 and 12h00, back to the account you paid from. If your refund is requested before 12:00, it reflects within 48 hours. If it is requested after 12:00, it reflects within 72 hours. There is no weekend processing.

Friday and weekend refunds

Because there is no weekend processing, a refund requested on a Friday afternoon waits for the next business day's batch before it starts moving. That is expected behaviour, not a sign anything has gone wrong. If a refund runs well past these windows, contact support with your details so they can check the status. For why a deposit needed reversing in the first place, see Ozow deposit not reflecting.

Frequently asked questions

How long does an Ozow refund take?

If you request it before 12:00 on a weekday, it reflects within 48 hours; after 12:00, within 72 hours. Refunds are batched at 09h00 and 12h00 on weekdays only and go back to the account you paid from.

Why has my weekend refund not arrived?

Ozow does not process refunds on weekends. A refund requested on a Friday afternoon or over the weekend waits for the next business day's batch, so the wait is normal and your money is not lost.