Supported Banks

See Which Banks Run Instant EFT

The SA banks that support Instant EFT deposits so you know your account qualifies.

Open The Cashier

Banks That Support Instant EFT

Instant EFT works with the major South African banks, though the exact roster shifts between gateways and over time. Below is the general coverage and a note on where support is less reliable. If your bank is not selectable on one gateway, another Instant EFT option may still list it.

Deposit by your bank

Major banks covered

Instant EFT generally supports major banks including FNB, Capitec, Standard Bank, Nedbank, ABSA, Investec, Discovery and African Bank. Because the roster varies by gateway, treat this as the typical list rather than a guarantee — if your bank does not appear on the screen you land on, try again or pick a different Instant EFT option.

Patchy support and a faster Capitec route

TymeBank is nominally supported but can be inconsistent on some gateways, so do not count on it every time. If you bank with Capitec, Capitec Pay is often the smoother route — it approves in-app by cell number rather than a full bank login. Once you have confirmed your bank is covered, how to deposit with Instant EFT runs through the steps. If a deposit is refused, why an Instant EFT deposit is declined covers why, including banks that are not on a given gateway's list.

Frequently asked questions

Which banks work with Instant EFT?

Major South African banks including FNB, Capitec, Standard Bank, Nedbank, ABSA, Investec, Discovery and African Bank are generally supported. The exact list varies by gateway, so if your bank is not shown, try another Instant EFT option.

Does TymeBank work with Instant EFT?

TymeBank is nominally supported but can be inconsistent across gateways, so it may not work every time. If it fails, try another Instant EFT option, or Capitec Pay if you are a Capitec customer.